Question 1

Does it cost anything?

Accepted Answer

Core expense tracking is completely free — no credit card or subscription required. AI features (Ask AI and receipt scanning) include 3 uses each per month. Invite friends to earn +10 bonus AI queries per referral!

Question 2

Is my data safe?

Accepted Answer

Your expense data is stored only in your own Google Sheet — we never keep a copy. OAuth tokens are encrypted at rest with AES encryption. We only access the single spreadsheet we create for you.

Question 3

What's the difference between Free, Plus, and Pro?

Accepted Answer

Free gives you full expense tracking with limited AI usage (3 queries + 3 receipt scans/month), plus a basic FIRE Dashboard preview. Plus ($4.90/mo) unlocks 30 AI queries, 30 scans, higher limits on templates and recurring expenses, plus the full FIRE Dashboard, Net Worth tracking, weekly AI digest, and monthly reports. Pro ($9.90/mo) gives you unlimited AI queries and receipt scans, plus the highest limits across the board. Save even more with annual billing.

Question 4

How does the AI work?

Accepted Answer

The /ask command sends your question along with your financial data to Google's Gemini AI. It can answer questions like "How much did I spend on food this month?" or "Am I over budget?" Your data is only sent when you ask a question — never stored by the AI. Free tier includes 3 AI queries per month (earn more by inviting friends).

Question 5

Is receipt scanning accurate?

Accepted Answer

Receipt scanning uses Google's Gemini Vision AI to extract the amount, description, and category from photos. It works best with clear, well-lit photos. You always get a chance to review and edit before confirming. Free tier includes 3 scans per month.

Question 6

How do referral bonuses work?

Accepted Answer

Use /invite in the bot to get your personal referral link. When a friend joins through your link, you earn +10 bonus AI queries per month — up to 50 total. It's the easiest way to unlock more AI power.

Question 7

Can I use this on desktop?

Accepted Answer

Yes — Telegram works on desktop, web, and mobile. Just open Telegram on any device and chat with the bot. Your data syncs everywhere since it's all in one Google Sheet.

Question 8

Can I use this outside Singapore?

Accepted Answer

Yes! The bot works anywhere, but categories, payment methods, and FIRE calculations are optimized for the Singapore context (SGD, CPF, local banks).

Question 9

Can I export my data?

Accepted Answer

Your data lives in a Google Sheet in your own Google Drive — you already have it! Export to CSV, share it, or build your own charts. There's zero vendor lock-in.

Question 10

Will I lose my data if I downgrade?

Accepted Answer

No. Your Google Sheet and all expense history stay forever — even if you downgrade to Free or stop using the bot entirely. Downgrading only limits AI queries and premium features.

Question 11

What happens if I stop using it?

Accepted Answer

Your Google Sheet stays in your Google Drive forever — it's yours. Use /disconnect in the bot to delete your account data from our servers.

Question 12

Why are some commands a bit slow?

Accepted Answer

Your Google Sheet is the single source of truth — we don't store a copy of your expenses. Commands like /daily, /monthly, and /ask need to read from Google Sheets each time, which can take a few seconds depending on how many expenses you have. The trade-off is that your data is always yours and always up to date.

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